Dear Folks,
On the Run
Rest:
Today I have no pressing external responsibilities. I can devote all my time to whatever I want, which means my family and my students, in the way I see fitting. I can perhaps even catch up a bit on the WSJ.
Everyone needs a rest day. I find that I need more rest time, to be more productive. I was wearing myself out "teaching" at that elementary school, sitting there, speaking fewer than five minutes out of 40, and it wearing on my conscience. I don't mind hard work, the sort I have at my home where I teach privately, where I am speaking between 90 and 95 percent of the time. That is normal for me. My voice wears out, but my conscience is intact, for I know that my abilities are being well utilized towards the good.
Unruly Schools:
I will not try to help the public school system here again. Some things are just irredeemably evil, beyond repair. I have learned my lesson at school this year. Eugen Rosenstock-Huessy noted that war is where one side refuses to listen to the other. I recognize war at the place I used to work, in that some of the teachers with whom I shared a classroom have become utterly closed off to all suggestions. They do not speak English, but that is no excuse because I can say anything I need in Korean well enough for them to fully understand it. They began politely and became increasingly jealous where I proved more popular with the children, and better at getting them interested in learning. So, walk away from war.
I got two of my three kids to school by 9:00 a.m. They ask you to come by 8:30, but classes do not start until 9:00. This represents one early manifestation of a central problem in public schools here. They do not respect the students' time. Students need more autonomy in determining how to use their mornings, particularly when they are not technically in class. Oh, they sit there, but no class is in session. School leaders here much fear a loss of order, while the whole place is in perpetual chaos if you measure just how noisy students are, vis-a-vis American students.
And this is not my judgment since I haven't viewed American classrooms in a long time, and not widely, but merely the judgment of Korean educator friends of mine who remark in amazement just how orderly U.S. classrooms were, with quiet children who never cut up like the South Koreans do, on an uninterrupted basis. My children's teachers at our old school, where I taught, remarked that our children were the only ones who actually obeyed and were quiet. The South Koreans ran everywhere, hitting one another and taking each others' things.
Photo Book:
I must make a photo book for my wife and mother, with photos of our kids. My wife loves them, but does not get to see them much, particularly when they are outside, or at school plays, special functions where they shine. She dislikes me spending money on her for presents. Too, she revealed her ignorance of the normal path of financial development we can expect for our family, when she said we would earn less money in America. Any Christian worth his salt in faith will add more value to society as he ages, up until he begins to become physically and mentally feeble. However, he should never consider retiring, merely always working to manifest God's kingdom on earth. And as he adds value, unless he does something to stop the pooling of economic value, such as a vow of poverty, he can expect to gain more equity throughout his life.
Financial Growth:
And he had darned well better direct it well to those who need it, family, and those under his charge. We earn about half of our money passively now, and my wife (I don't know how she does it.) is blithely unaware of that. Some comes from our apartment rentals (about 850) a month, while other income comes from the appreciation of our home and the apartments. I appreciate that. She does not. And she does not calculate that into our earnings. Too, if we sell our home here and move to the U.S., we would have about 320 thousand dollars to put in a bank. She imagines we would use that up in snip-snap fashion, within two years, and be broke. Little does she take into account the fact that in the first year, we would live predominantly on interest income from the cash in the bank, particularly considering that we would have the cushion of income from our two offictels.
In my bidnizz training I was taught to assess the most likely scenario, the best case and the worst case scenarios. Then, we had to assign a weight to each, considering the likelihood of each occurrence. For example, the expected delivery date of a baby is the middle of a two-week window, but that one date has only a 4 percent likelihood of being THE date of delivery, when nature takes its course.
Wifey looks solely at the worst case scenario, and weighs it with a 100 percent likelihood of realization, screams if you discuss anything else. Or used to scream years ago. I gave up trying to discuss financial things with her, actually forbid it until she learns to sit down and be civil. She hasn't and shows no inkling of changing. Hence she is one who will most likely continue to live a life of pleasant surprises.
She staunchly opposed me buying two officetels, as well as this apartment, in the most expensive neighborhood in town, and then as staunchly opposed our move within this apartment complex to one of the largest sized apartments they have, 6 years ago, when it was evident that our family was growing well. In each case, she must have been pleasantly surprised, when the values rose, our earnings rose, and our children had more room to play.
She refuses to consider that I would most likely begin earning a bit of labor income in the U.S. by preaching (at some small, countryside church for maybe 50 bucks or so per sermon) well before I finished my full three-year seminary basic degree.
Nor does she consider that I am a human being, a father with a conscience, who will naturally become increasingly uneasy to the degree we eat much into the principal of our cash during the 3-year study period, and probably begin delivering pizzas on the weekends and/or teaching math as an assistant teacher (or even take a couple summer courses to get myself certified (if not certifiable), and change from a full-time seminary student/part time teacher to a full time teacher/part time seminary student.
Nor does she consider that Obama is here to help us out ... well, not so much he, as the Democrat congress unleashed, particularly if they hit that magic 60 barrier, to where they have a super majority. We should stand to get thousands a year "back" in taxes as a rebate, and have no tax liability to boot. For her a bird in the hand is worth two in the bush, and she cannot consider a move to the U.S. until she sees the law come into effect. That, and the same thing for the free (or very cheap) national health care (and child care for our youngest ones) that would kick in soon, if Obama adheres to his campaign promises. To her, his word is no better than mine. She has to see it to believe it. To that, it would serve her right to have married one of her own breed, another Doubting Thomas.
Another thing she refuses to assign any value to is my board game and my books that I have written. They came out well, and merely need some marketing, to which I'll have more time to give now that I am not in that elementary school anymore. If you give them merely a conservative 5% chance of becoming profitable, multiply it by any reasonably small percentage of the target market, and then multiply again by another factor to represent the potential profit, it is nothing to sniff at.
Housing. We will probably live in the houses on campus; it's so cheap) and buy a home to rent out to others until I finish seminary. If it is profitable, I will buy several homes, gradually over time, and rent them as well. The interest should be deductable. She does not consider that passive income, either, though it is not really all that passive according to my brother and best friend, both who rent out properties, considering all the nitpicky things you have to do. And, you have taxes and repairs to pay for. Still, it's another way to make money. My wife does not consider just how many ways there are to make money, when you have saved up a little capital. Too, in the coming years, cash is going to be more highly regarded in the U.S. economy, for I suspect we will have deflation, like Japan had for about a decade. That is not good. But sitting on a pile of cash in those times makes your cash relatively more valuable. She does not recognize that factor at all. Nor does she recognize that it may be that we could snap up a few houses at a greatly reduced price, vis-a-vis historical pricing trends on houses in that area.
Elementary School near Seminary:
The elementary school there is better than the school where we will buy a home, across the county line, where land taxes are lower. Hence, we will live on campus, and pay a meager 670 dollars per month for a 1700 square foot, 4-bedroom home. She wants the 1000 foot, 3-bedroom, 510 dollar per month job. I say pay 160 dollars more per month and get 70% more space, for our burgeoning brood. They provide washer/dryer, fridge, but no sofa or beds. Fine. We can get them for free used, very used. I've done that a lot in the U.S. and in South Korea. Nobody, and I mean nobody, pees on mattresses as much as we do. If anyone throws out a mattress, you can bet your sweet bootie that it has less urine than any mattress we throw out. You can't get near them. Frankly, I don't wear a mask when I take them out, on our babyjogger cart, but I think any reasonable person would.
Confessions:
I was born with an small-than-normal bladder and occasionally wet the bed up until I was 6 or 7. My children must have inherited a diminuitive bladder from me. I try to stop them from eating around 8:30, and then get them to bed by 9:00 or 9:30, read the Bible until 10, and then sleep, waking them up some time between 12:30 and 2:30, to urinate in the commode. It tires me out to get up and then not be able to sleep again so easily, but it is better than me having to clean a mattress and a bunch of blankets the next morning, or during the night, as I am wont to do.
Right Wife:
One thing my wife is right about is that I have spent too much money on nick-knacks for our children, little snacks here and there as we walk about town, as well as cheap toys and DVD's and videos out the proverbial wazoo baloo. I must become ever more thrifty, and have steadily over the past few years. Yes, I spent nearly 500 dollars on Christmas this year, nearly all on DVD's, but they will contribute to our children's English acquisition, just as those in the past have, which I bought from Amazon (to a tune of nearly 4000 smackers now). Too, unarguably, American DVD's have proven an unparalleled babysitter for when I am teaching in the evenings, keeping them quiet enough that I could maintain demand and make some moolah, keep our brood in feed and raiment.
To me, that is a small investment to keep me free from having to talk to my rug rats when I don't feel like it, and still have them pick up some English while they are stuck here in South Korea, Land of the Morning Calm.
However, the basic equation for Christian financial growth is one my wife utterly ignores, adhering to a bleak, vastly different economic outlook, one that is based in fear and a lack of faith. If a Christian trusts God, he will become increasingly thrifty as he matures in Christ, and increasingly satisfied with less, while taking his pleasure in serving others. Service of others is what brings income in the traditional sense. He will rarely go out to eat, preferring tastier, more nutritious home-cooked meals, as we do, and the more comfortable home surroundings. He will steadily learn to get more utility out of his possessions, using hand-me-downs, and fixing things, passing things around in his Christian community of friends.
Once you get past 10,000 hours of focused service in any one skill or area, you are a master of that, and can expect to receive masterly compensation. (A Gift or Hard Graft by Malcom Gladwell) That happened with me here in teaching privately in my home. I now have perhaps a bit over 30,000 hours and am just about ready to move on to something else. I feel like I can give better service by working less (actual labor hours) and contributing in softer ways more, spending more time with my family, listening to the children speak (something I haven't been able to do well, always having my mind full of too many duties, many external to the family), and studying theology more.
My wife allocates zero value to the investment we have been making in her earning potential. I have supported her fully while she did her master's degree in English literature here at the local branch of the national university, then for two years while she read intensively, mostly from my subscription to the New York Review of Books, in her pursuit of a nearly perfect first-time-taker TOEFL test score (657 out of 677 possible points), and now while she plows her way through a master's in ESL at an American university, which incidentally is surprisingly good.
I read some of her texts and am amazed at how much ESL theory is catching up with the best practitioners, who learned most of their expertise by trial and error and much love, daily winging it in the trenches of 65 hour teaching weeks. She expresses serious doubts as to whether anyone will hire her after she finished her master's degree. I tell her, jokingly, to the contrary, that I shall have to suddenly become much nicer to her, given that all our property here in South Korea is in her name, and then when she suddenly becomes the primary bread-winner, bringing home the bacon, as it were, while I study and preach for a very meager income (Baptist preachers very gradually grow their income, if they even do ... too many forsake the calling) as it would be an ideal time for her to divorce me and leave me out in the cold, twisting in the wind, high and dry. That's just a joke though, make sure you understand that. We believe God hates divorce, and we also believe that if two Baptists follow God, there will never be any reason for divorce.
More Mister Nice Guy:
Actually, I am VErrrry nice to her, always have been, and all the ladies in Noori Apartments gossip all the time about how lucky my wife is. Their husbands do virtually no housework and spend very little time with the kids. They talk about how they never see my wife. Most of them do not know what she looks like, as she almost never goes out with us. I take the kids shopping with me all the time, and ferry them to the doctor.
Too, I neglect not to tend our garden, thinking it is good for her to water the grass about twice a week. I think that is important, and take time to do so despite my flagging interest and her protests of fatigue. And truly, though she sleeps many more hours than I, perhaps double my take, she is the one who is tired most of the time. So, I take the kids out in the evenings when I do not teach, and on weekend afternoons, to let them skate and play in parks, giving my wife the house to herself for several hours at a stretch, several times per week.
She could have done worse in picking a husband. I catch her off her guard to come hug her for a spell when she is asleep, on her back in the living room, beside the little baby, My Little General. (Right now, My Clever Lad, the 4-year-old, is playing on the floor with power ranger dolls beside me, as I type.)
Bleak:
I do not believe Wifey gives full credit to the financial blow our 5th child had on us. Too, the kid takes a lot of time and energy that you just don't consciously credit. This summer, in actual payout, we were knocked down a bit more than 2000 dollars, if only because we paid 950 dollars for this special DNA protection thing, stem cell thing, where they have a bank to keep your babies blood from the umbilical cord, and can use it for up to three of our family members, also guaranteeing a match from their whole population bank in the event your needy family member is not a good match with the blood from that baby. This could save much in medical costs in the future. That, too, has economic value, which she does not count. It should be added to our accumulating investments, but is not. All she sees is costs and consumption upon consumption, ad infinitum. This is bleak view to be sure.
Hogwash:
She does not consider that every month we slog forwards living on the edge, trying to consume less, feeling like we can't squeeze out another dime, she is making progress, moving close to the day she could expect to be hired in the U.S., then Wham! Suddenly, our ability to earn labor income doubles. Bam! Just like that! And then Daddy has just that much more time to give to our children and his studies. There is great value in that. Her education is a very real investment, and should be calculated into our naturally growing assets, but is not included in her book. She sees us as becoming ever more impoverished, with, as she said last night, our income steadily declining ... presumably unto the grave. Hogwash is all I can think. She does not know that word, but I am sure if I had said it, with proper intonation, she would have divined the basic meaning.
She is right to assume that there will be higher costs in raising teens, but she is a hawk to absorbe every potential cost on the horizon, and includes very liberally, so starkly different from her standard in estimating income.
Well, that's a little steam for me to blow off. Good. I enjoyed that immensely and feel better for it. I'll have to do this again sometime.
Love, Padooker
Christmas Spending:
DVDs:
For My Flagship: "The Cosby Show" Season Eight $27.00
"I Dream of Jeannie” Season Five $32.53
For My Dandelion: ”The Scooby-Doo Dynomutt Hour - Complete Series" Henry Corden $22.99
"The Partridge Family - The Complete First Season" Danny Bonaduce; DVD; $23.99
For My Shining Knight (and secondarily My Clever Lad):
1. Fat Albert and the Cosby Kids Season One $19.99.
2. "My Three Sons: The First Season, Vol. 1" Fred MacMurray; DVD; $26.99
For My Clever Lad
: "Darkwing Duck, Volume 1" Hamilton Camp; DVD; $24.99
For Wifey: "Cheers - The Complete Eighth Season" Ted Danson; DVD; $20.99
Weeds: Seasons one, two, and three: about $54.00
For everybody: 1. "The Christmas Collection" Christmas Collection; DVD; $4.99 2. "Christmas Classics Collection" Various Artists; DVD; $12.99 3. "Best of Bonanza (34 episodes)" Lorne Greene; DVD; $7.49 | |
4. The Simpsons Seasons 6,7,8,9, & 10 ($20 each ) total => 100 plus shipping (maybe $15) | | |
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General Stuff: For My Clever Lad: Inline Skates (adjustable from 160 mm up to 220 mm) My Little General will use these, too. $145, helmet, backpack and all pads included. The other three older kids got three months of inline skating lessons paid for two summers ago, along with skates, pads and helmets, backpacks. This is just a bit of compensation now that he is old enough to use it. He has skated from age one, 12 months, holding my hand, and going about on regular roller skates, a pair we picked up from the trash. They are far more stable than inline skates, which are weely wibbly wambly on the ole ankles. | | |
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For My Flagship: One twelve dollar bug, a female dear-horned beetle, which he will then breed with his male. | |
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